Legal Rights Regarding Toxic Mold Exposure

Toxic mold has become a huge problem for modern day society. More people are allergic to mold and are having more health problems due to toxic mold exposure than in the past. People who live in a home that has toxic mold in it will need to move until the mold is cleaned out in order to protect their health. Employees may be exposed to toxic mold in an office. Children and teachers can be exposed to mold in school rooms, etc. We all have legal rights regarding toxic mold exposure.


Types of Mold
There are different types of mold. However, there are two types that are really dangerous to humans, which are Stachybotrys and Memnoiella. Stachybotrys is the black mold that you hear about. It looks like a greenish black fungus and this type of mold is associated with toxic mold syndrome. Black mold multiplies and spreads out in splotches over damp areas on wallpaper, cardboard, or damp carpet. People often see it as dark spots growing on the wall or on their ceiling. The other kind of mold, Memnoniella, is closely related. This mold resembles Stachybotrys only smaller. Being smaller, it can infect nasal passages more readily. Instead of black blotches on the wall or ceiling, it looks like black spots or dots.

Toxic Mold Dangers
Toxic mold presents a danger to one’s health. People who are allergic to it or exposed to high concentrations of it can develop skin rashes, respiratory problems associated with lung diseases, brain damage, memory loss, headaches and infant death. Children can develop bleeding in the lungs because of toxic mold exposure and breathing in black mold spores from contaminated air in the home.

What to Do if Your Home has Toxic Mold
When toxic mold is discovered it is important to remedy the situation immediately. In fact, the homeowner or landlord is legally required to rid the home of mold. There are companies that can remove the mold and put in new wall boards, ceilings, carpeting, etc. Home owner’s insurance usually covers the fees for inspection. Having your home inspected for toxic mold can cost an average of $1500.

Renters can file a lawsuit if their landlord does not remedy the problem with mold. Also, if you have recently purchased a home and discovered it is contaminated with toxic mold you can bring a lawsuit against the previous owner in some cases. Most insurance companies have a “no action” clause which means you only have a certain amount of time to take legal action. Every state has its own statute of limitations for toxic mold exposure lawsuits. It is crucial to hire an experienced personal injury lawyer if you have become sick due to toxic mold exposure. Your lawyer can help to bring about an agreement with your insurance company for damages they are liable for. Homeowners and renters can schedule an initial consultation to talk to a lawyer about toxic mold exposure and their rights to compensation.